01 / YACHT 1
Yacht Charters · Travel SE
Core trip protection for eligible yacht charters, with up to $150,000 insured trip cost per person.
Ideal for: Essential yacht charter protection
$250,000 medical
$500,000 emergency medical evacuation
Charter & Travel Insurance
Travel protection options with a focus on yacht charter travel, plus dedicated cover for cruise ship passengers.
Yacht Charter & Cruise Travel Insurance
Protect your prepaid yacht charter expenses with IMG iTravelInsured options. Compare Travel SE and Travel LX for eligible trip cancellation, interruption, medical expenses and medical evacuation. A dedicated cruise travel plan is also available for cruise ship passengers.
02 / YACHT 2
Yacht Charters · Travel LX
Enhanced protection for higher-value charter trips, with up to $150,000 insured trip cost per person.
Ideal for: Higher medical and evacuation limits
$500,000 medical
$1,000,000 emergency medical evacuation
Optional CFAR/IFAR up to 75%, subject to timing, eligibility and policy conditions.
03 / CRUISE SHIP
Cruises & Voyages · Choice Cruise
IMG travel coverage for eligible cruise holidays, including trip protection and cruise-related benefits.
Best for: Cruise passengers
A dedicated choice for cruise ship passengers.
SE or LX: At a Glance
Both options can cover eligible yacht charter trips. Here are the main benefit differences.
| Benefit | Travel SE | Travel LX |
|---|---|---|
| Maximum insured trip cost | $150,000 per person | $150,000 per person |
| Emergency medical | $250,000 | $500,000 |
| Medical evacuation | $500,000 | $1,000,000 |
| Optional CFAR / IFAR | Check availability | Up to 75%, if eligible |
CFAR/IFAR availability and purchase deadlines vary by plan and state. Optional upgrades cost extra. Review the applicable IMG policy for covered reasons, exclusions, and benefit limits.
Before you apply
Useful details to have ready
Your departure and return dates, destination, traveler ages and state of residence, date of first trip payment, prepaid trip cost per person and any cruise or charter arrangements you want to protect.
Some optional benefits have strict purchase deadlines. Review the terms and exclusions carefully.
Have a yacht charter question?
Contact HAML to discuss the trip and review whether Travel SE or Travel LX looks like the better fit for the charter.
Contact HAMLTravel insurance questions
What is the main difference between Travel SE and Travel LX for yacht charters?
Both plans offer yacht charter travel protection. LX has higher medical and evacuation limits. LX also offers optional CFAR/IFAR, subject to added premium, purchase deadlines, state eligibility and policy wording; standard covered cancellation reasons depend on the selected policy wording.
Does Travel SE or LX automatically cover every charter deposit?
No. Coverage depends on the policy wording, the definition of insured trip cost, eligibility, covered reasons and any applicable limits.
Can CFAR be added to Travel SE?
Travel SE may offer optional Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) benefits, subject to availability, eligibility and plan terms. If available, these options generally must be purchased within a time-sensitive period after the initial trip deposit. Check the options and deadlines when requesting a quote.