Employee Benefits & Protection

Coverage for businesses and individuals

HAML focuses primarily on marine and commercial risks. We also assist with medical and employee protection arrangements for land-based businesses, groups and individuals.

Group Medical Insurance

Employer-sponsored medical coverage for eligible land-based teams and organizations.

Ask About Group Medical

Individual Medical Insurance

Medical coverage inquiries for individuals, separate from our dedicated yacht crew medical plans.

Ask About Individual Medical

Workers’ Compensation

Coverage for eligible work-related injuries and occupational illnesses, tailored to your employees and operations.

Discuss Workers’ Comp

Life Insurance

Explore individual term and permanent life coverage, as well as group life options for eligible employers.

Ask About Life Coverage

USL&H / Longshore Workers’ Compensation

Workers’ compensation solutions for eligible shipyards, marine contractors and other waterfront employers where the Longshore and Harbor Workers’ Compensation Act may apply.

Discuss USL&H Cover

Medical Professional Liability

Medical malpractice insurance enquiries for eligible physicians and healthcare professionals, including medical roles aboard cruise ships and other vessels. Coverage depends on credentials, duties, jurisdiction and market appetite.

Discuss Malpractice Cover

Looking for yacht crew medical? Please use the dedicated Crew Medical page. For vacation and trip protection, visit Travel Insurance.