Hull & Machinery vs P&I
Understanding physical damage and liability cover for yachts.
Explore Yacht Insurance ↗HAML, NAVIGATING TOGETHER
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Industry recognition
Captain’s Recommended Service 2026
HAML is recognized in the Superyacht Services Guide, a directory informed by recommendations from superyacht captains and crew.
Personalized Insurance Solutions
HAML is an independent insurance brokerage focused on yacht and marine insurance, crew medical, commercial coverage and selected personal insurance.
We work with clients to understand the vessel, business or property being insured, explain available coverage options and identify exclusions that matter.
Our experience combines insurance brokerage operations with firsthand experience in yachting. We work with US and London insurance markets for eligible risks.
Why Choose HAML?
From yacht owners and captains to shore-side businesses, we focus on clear communication, appropriate cover and responsive service.
01
Client-Focused Approach
We take time to understand the operation, explain the options and respond when clients need assistance.
02
Independent Brokerage
As an independent broker, HAML can approach suitable insurance markets for eligible risks.
03
Comprehensive Support
We help review quotations, exclusions, documentation, renewals and coverage questions.
Marine Insurance Insights
Straight answers to common questions from yacht owners, crew and marine businesses.
Individual vs Group Crew Medical
Comparing cover for an individual and for crews of two or more.
Explore Crew Medical ↗USL&H and Workers’ Compensation
Coverage considerations for employers working on or near navigable waters.
Explore Employee Cover ↗