Health / Medical

Explore our range of health insurance options crafted to support your health journey with reliability and peace of mind.

Comprehensive Health & Medical Insurance Solutions

Discover peace of mind with our comprehensive Health and Medical Insurance Plans, meticulously designed to safeguard your well-being at every turn. Whether you're seeking coverage for routine check-ups, specialized treatments, or unexpected medical emergencies, our tailored solutions offer robust financial protection and seamless access to a network of trusted healthcare providers. With our commitment to your health and security, you can confidently navigate life's uncertainties knowing your health needs are covered.

Family sitting in yard

Group Medical

By pooling risks and negotiating rates, group medical insurance helps businesses manage healthcare costs effectively while attracting and retaining talent. With customizable options tailored to diverse organizational needs, group medical insurance plays a crucial role in supporting both employer and employee health, enhancing productivity and satisfaction within the workplace.

Marine Crew Insurance

Designed to safeguard the health and well-being of seafarers working aboard vessels of all sizes. These specialized insurance plans ensure that crew members receive prompt and adequate healthcare services wherever they are in the world. Marine Crew Insurance not only protects individuals against the unique risks of maritime work but also provides peace of mind to employers by promoting crew loyalty and compliance with international maritime regulations.

Disability Income Protection

Disability Income Protection Plans are customizable to fit various needs and professions, offering peace of mind by covering essential living expenses such as mortgage payments, utility bills, and medical costs. By providing a safety net against unexpected setbacks, disability income protection allows you to focus on recovery without the added stress of financial uncertainty.

Personal Accident

Protection means compensation for medical expenses, hospitalization costs, and rehabilitation expenses resulting from accidents – whether at home, work, or while traveling. Personal Accident Coverage may include benefits such as disability, accidental death benefits, and coverage for emergency medical evacuation. This insurance offers peace of mind by providing financial support during times of physical and financial hardship, allowing individuals to focus on recovery and well-being without the worry of unforeseen expenses.

Workers Compensation

Workers’ Compensation is a vital protection for both employees and employers, offering financial support and medical coverage for work-related injuries or illnesses. Employees receive necessary medical care and compensation for lost wages while shielding employers from potential legal disputes. Tailored to meet regulatory requirements and industry-specific risks, worker's compensation insurance plays a critical role in safeguarding both employees and employers, fostering workplace safety and stability.

Accidental Death and Dismemberment (AD&D)

Designed to supplement other insurance policies, Accidental Death and Dismemberment Coverage ensures peace of mind by providing financial support during unexpected and life-altering events, such as accidental death or specific injuries like loss of limbs or eyesight. This coverage provides a lump-sum payment to beneficiaries, helping to alleviate financial burdens and provide support when it's needed most.

Life

Life Insurance provides essential financial protection for your loved ones in the event of your passing. With various policy options available, such as Term Life and Whole Life Insurance, you can choose the coverage that best suits your needs and goals, ensuring your legacy continues to support those you care about most.

Travel Medical Insurance

Whether you are off to backpack around the globe on a summer break, or take a post retirement cruise we have the short travel cover you may need.

Medicare shortfalls
Most people don’t know that Medicare coverage doesn’t cover them fully overseas; they assume their health coverage follows them wherever they go. However, Medicare only provides a lifetime max of $50,000 in international coverage, and no medical evacuation or assistance navigating a foreign health system. Even the U.S. government recommends that travelers overseas supplement their domestic health insurance.

There are various options from single trip up to 6-months programs, or thoseseeking multiple overseas vacations in a 12-month period covered up to 70-days per trip.