Crew Medical
HAML provides crew medical solutions for individuals and vessels, whether you are currently signed on, working freelance, between contracts, or managing crew onboard. The aim is to keep this clear, structured, and easy to navigate.
OPTION 1
Individual Crew Medical Plans
For crew who want to carry their own cover
Individual crew medical plans are suited to crew who want to maintain their own medical cover, whether they are currently signed onto a vessel or not, including those working freelance, doing temp gigs, seasonal work, crossings, or traveling between contracts.
These plans allow crew to maintain continuous coverage both on and off the vessel, without relying solely on vessel-provided insurance.
Coverage options can vary depending on nationality, cruising areas, USA requirements, and how long crew spend on or off vessels throughout the year.
OPTION 2
Vessel Group Medical Plans
For owners, management companies, and captains
Vessel Group Medical Plans are designed for owners, management companies, and captains looking to provide structured medical cover for their crew under a single vessel plan.
Group plans allow vessels to provide more consistent medical coverage across the crew while simplifying the process of signing crew on and off the vessel as crew complements change throughout the season.
Coverage structures can include combinations of:
- Medical coverage
- Disability benefits
- Accidental Death & Dismemberment (AD&D)
- Life insurance benefits
- Dental options
- Wellness benefits
Plans can be structured differently depending on:
- Crew size
- Private or charter operation
- Cruising areas
- USA exposure
- Rotational crew structures
- Management company requirements